The Uwharries are thought to be the oldest mountains in the U.S. The Rockies these ain't! These mountains are well worn and rounded, much like ... well, never mind. Let's just say the Uwharries have fewer points than the teeth on a 25 year old bird dog.
|A journey back...|
All things revolve around the plant. Even the offices of the United Steel Workers of America, Local #303, face the front gate; close enough to keep careful watch, but distant enough not to be tainted. And, the gravestones at Badin Baptist Church, also, are aligned toward the plant in dignified silence, with allegiance permanently fixed.
The town is just two blocks long, but makes the most of it. The Alcoa Conference Center has a circular drive which makes depositing dignitaries at the front door an easy task. One suspects, however, that the circular drive results more from efforts to save the magnificent, ancient magnolia in the center than from any great affection for the needs of the company brass.
|"... likes girls."|
|At the Barrel...|
But the center of attraction is the Badin Employees Federal Credit Union, which sits next to the candy striped awnings and improvised handicap ramp of Badin Town Hall and Police Department. The Credit Union is housed in a one story, red brick building with blue shuttered windows and a bright, "no-way-to-miss-it", burgundy door. The Credit Union is closed for lunch from 12:30 to 1:30 pm, but you can sneak a look into the office through the partially drawn, real wood Venetian blinds. It's a comfortable, inviting looking place.
|An original idea...|
Badin Employees Federal Credit Union is prosperous and growing. Assets are $4 million, capital 18%, loans are booming, delinquency is negligible. Everyone in town is a member; no local banks remain. Badin Employees has achieved market dominance without checking accounts, credit cards, a CUSO, off-balance sheet items, or a website. And, get this, the Credit Union has absolutely no plans for a website in the future. The members seem to like it that way. Yep, the folks in Badin have a strong opinion about their Credit Union. And, they're the kind of folks, as you might suspect, who don't need talk radio in order to form an opinion!
Most of us long ago discovered that the beauty of
|Think it through...|
chat about it...
But don't come during lunch – okay? **
** Unfortunately you've missed your chance... an independent Badin FCU is no longer there to make a difference. The plant's gone too; something about over-regulation, compliance costs, and political risk... seems as if we're getting awfully close to the Bottom of the Barrel on a lot of important things...