From The Field...

Congratulations ! You Won !

"Really like the new low-cost life insurance products. They're going to be a great benefit to the members and they're an easy "sale".  Been telling members that the monthly premium is about the same cost as a lottery ticket; but the insurance is better, because if you live long enough you'll always collect ! They seem to like that idea !"

... "if you live long enough you'll always collect".... 

(H-m-m-m... may need to think through that one a little bit...)