Halloween....

"For Halloween, we hope to create an eye catching booth...."

( Yuk !!! )

Haiku For You....

East West

Full moons, miles apart;

Cool nights; a waxing or waning

Phase of the heart?

Kahrdinal Sins

Many American consumers continue to suck-wind in trying to understand and manage the "Saturday night special" credit cards which ever so conveniently and relentlessly attempt to entice them into financial ruin.  Some folks claim that statement is nothing more than personal bias, paternalistic, an imposition of subjective values on the right of free choice.  Only folks who have never heard about Andrew Kahr are quite so naive.

If you might not be afraid to learn the truth about credit cards, try watching Mr. Kahr's interview (begining at the 18:40 mark or read the full transcript here) on FRONTLINE’s 2004 program: “Secret History of the Credit Card”.  And, maybe for dessert try the 2009 FRONTLINE program: "The Card Game".(Mr. Kahr makes his appearence 5 minutes in.) Mr. Kahr invented "The Card Game" and explains it to you succinctly without mercy nor remorse. Mr Kahr is as bright and shrewd as it gets and he knows for a fact that you're a sucker.... but he's counting on you thinking you're not.

From the Field...

"Due to my maticulous nature and attention to detail..."

Pearl

"A candle loses nothing by lighting another candle."

Success....Say What?

"You'll be successful when you have something to say."

(Well, what do you have to say about that?)

Full Court Press...

"It's never smart to pick a fight with the press, but it's quite alright to pick a fight in the press."

NCUA "Regulatory Modernization".... Pinocchioan???

"President Obama, in issuing Executive Order 13579, ordered independent regulatory agencies to periodically review existing significant regulations for those that may be "outmoded, ineffective, insufficient, or excessively burdensome, and modify, streamline, expand, or repeal them"  accordingly.  Regulatory modernization is one step NCUA is taking to comply.

(This Executive Order is calling for more regulation?)
Do take a minute and read it for yourself!

  This Executive Order recognizes that better regulation is not always synonymous with less regulation." 

"Better regulation, which provides for flexibility and empowerment within a framework that manages risk and maximizes safety and soundness, can lead to growth and improved service."               

(How does more flexible regulation improve an inflexible attitude?)

"NCUA is committed to balance."

(Not exactly self-evident of late.)

"You run credit unions, NCUA does not."

(That word hasn't gotten around at NCUA.)

"Our analysis suggests that - under realistic assumptions -..."

(Who in fact needs "to get real"?)

Does what is said match with what is being done?  Or does the NCUA appear a bit Pinnochioan?  Who...

Low Cost Marketing.....

The Casual Room Restaurant

Conveniently located just around the corner from the Shakespeare Theatre, The Casual Room has been called a "monument to fine dining" and a veritable Who's Who of politics, business and fine dining in Washington, D.C.  Enjoy savory steaks, fresh seafood flown in daily and a selection of fine wines.  Six private dining rooms are available for up to 250 people.

Open M-F for lunch, M-Sat. for dinner.

10% off discount on complimentary valet parking with this coupon.

From The Field...

"John and Amanda did separate presentations at the Roanoke prison unit on the 16th.  It was Employee Appreciation day...."

Personality Plus...

" If it is better to be good than beautiful; then the examiner, at least personality-wise, is obviously really, really good! "

Technology CU....

Don't Worry, Be Happy.
Michael J. McKenna and the NCUA Board

We have a plan....

Press On....

"Press on.  

Nothing in the world can take the place of persistence.

Talent will not; there is nothing more common than unsuccessful men [and women] with talent.
 
Genius will not; unrewarded genius is almost a proverb.
 
Education will not; the world is full of educated derelicts. 

Persistence and determination alone are omnipotent."  
                                           
                                                         -  Calvin Coolidge


...great advice for the last Depression, and perhaps for the next...

Never fold; play the hand you're dealt; and play for keeps.  Press on!

From The Field...

"The offer we had on the foreclosure fell through.  The buyers went by for a final inspection and the next door neighbors were having a fist fight in the front yard....."

(Guess we should try a short(temper) sale....)

Can You Shed A Little Light On This?

In The News:  "Scientists in Switzerland find sub-atomic particle - a "neutrino" - which appears to travel faster than the speed of light...."

Q :  Just out of curiosity:  "What is the speed of dark?"

Haiku For You....

Rocky Mountain High

Blue sky, sharp mountains;

Raw, naked unscheduled time

- A dangerous game.