"There is something fascinating about the NCUA's "logic" in the "new" RBC rule. One gets such wholesale returns of conjecture out of such a trifling investment in facts."
- Mark Twain
And, quite frequently, "the conjecture"** is simply a...
** Conjecture - English, n., synonym - "larry"; often preceded by the adjectives: "bald-faced", "outright", or "robust".
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