tag:blogger.com,1999:blog-2330294340043347758.post8022752414854798714..comments2023-04-27T05:35:24.073-04:00Comments on Jim Blaine on Credit Unions: Field Of Membership: An NCUA Priority? ....Why?Jim Blainehttp://www.blogger.com/profile/15231738536629398905noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-2330294340043347758.post-14907092339115144692016-11-23T14:22:42.159-05:002016-11-23T14:22:42.159-05:00Perhaps more importantly is your question.
"W...Perhaps more importantly is your question.<br />"Why is this a federal regulator priority"?<br /><br />They're a safety and soundness regulator, not a trade association.<br />Oh, maybe because the trade associations have been so ineffective.<br />But wait, then why pay dues?<br /><br />Further, if the agency has admitted shortcomings in cyber and other issues, why is it devoting time to changing the charter. That's congress job.<br /><br />Lots of good questions, but no good answers.<br />In fact, no answers!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2330294340043347758.post-75822558682840193232016-11-23T11:53:17.618-05:002016-11-23T11:53:17.618-05:00I am not a fan of hot air.I am not a fan of hot air.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2330294340043347758.post-36512776618846781932016-11-23T10:53:52.563-05:002016-11-23T10:53:52.563-05:00YOU GOT IT RIGHT. NCUA IS LIKE THAT OLD FAN, IT JU...YOU GOT IT RIGHT. NCUA IS LIKE THAT OLD FAN, IT JUST MAKES NOISE, DOESN'T WORK.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2330294340043347758.post-28679094882933566062016-11-23T08:13:04.262-05:002016-11-23T08:13:04.262-05:00Actually, it suggests more than 3 question.
How ca...Actually, it suggests more than 3 question.<br />How can credit unions have more potential members than US citizens?<br />If multiple credit unions are counting the same potential member multiple times than are they ALSO counting the same member multiple times if that member is a member at more than one CU?<br />Is it possible NCUA is relying on Hampel for analysis?<br />Where do the "extra" potential citizens live?<br />If credit unions have 978million potential members, and enjoy 55M actual members (a 18% of all US citizens), how come we only have 7% of US deposits?<br />why are we paying for marketing people when we have such a crappy market share for crying out loud?<br />Why are we paying CUNA dues?<br />If the veracity of our industry analysis is so weak, what does that say about us?<br />Maybe most of us have stopped listening to NCUA, CUNA and nafcu.Anonymousnoreply@blogger.com